White Bear Group Team

The team at White Bear Group has the right knowledge, skills, and resources to change the dynamics of healthcare for your business. With careful planning, precision and patience, anything is possible.

Teresa "Teri" C. Gutierrez, Managing Partner

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Teri brings over 20 years of experience in group health, self-funding, disability, life, and voluntary benefits for mid-size businesses. She is a certified Life Underwriter Training Council Fellow (LUTCF). Teri is Past President of the Triangle Association of Health Underwriters, Awards Chair North Carolina Association of Health Underwriters and past President of the Raleigh Life Underwriters Association. Her professional achievements include two Seabury & Smith Director's Council National Awards. She has bachelor degrees in Marketing and Business Administration from Barton College, NC. Teri is currently licensed in NC, SC, GA, VA, MD, DC, FL, MI, and CA.

Chris Shoffner, Managing Partner

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After graduating from N.C. State University, Mr. Shoffner has spent his entire seventeen year professional career working with employers on wealth preservation and employee benefit strategies. For the last seven years, he has been focused specifically on flexible compensation and healthcare issues. Currently, Mr. Shoffner is Certified in Flexible Compensation Instruction by the Employers Council on Flexible Compensation; a trade association that coordinates and comments with the IRS on healthcare related tax issues. As a lead instructor for the National Association of Health Underwriters. Mr. Shoffner has traveled the country teaching brokers about new and more effective ways to manage health plans and currently holds the National Association of Securities Dealers series 7, 63, 65 and 24 designations. Mr. Shoffner has conducted more than 200 educational sessions for CPAs, Insurance Professionals and Attorney's across the US on health care related tax code. In his previous role as Board Member of the N.C. Council on Economic Education (11 years), he has been active in the integration of economic principles and financial literacy concepts in the public school system. He is currently Continuing Education Chair for the Triangle Association of Health Underwriters and a member of the North Carolina Association of Health Underwriters Chris is currently licensed in NC, OH, and MD.

Antonio "Tony" Gutierrez, Managing Partner

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Tony brings over 14 years of corporate experience to the organization specializing in group health, self-funding, disability, life, and voluntary benefits, serving the needs of businesses with Hispanic employees. He is currently Treasurer and Webmaster Triangle Association of Health Underwriters, Webmaster North Carolina Association of Health Underwriters and Vice-Chair Media Relations National Association of Health Underwriters. Tony has a bachelor of science degree in Electrical Engineering from North Carolina State University. He is currently licensed in NC, SC, and VA.

Elizabeth "Liz" Gutierrez, Sales & Support

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Elizabeth "Liz" Gutierrez specializes in insurance products for individuals, small group, Medicare Supplements and services the benefit needs of IBS clients. She is a member of the Triangle Association of Health Underwriters and Chair of New Agent Advisory Council for the National Association of Health Underwriters. Elizabeth holds bachelor degrees in Sociology and Spanish from North Carolina State University and a Masters degree in Higher Education Administration from the University of South Carolina. She is currently licensed in NC.